Death Claim due to disease may be treated as accident and must be honoured by Insurer.

We should appreciate the move of National Consumer Dispute Redressal Commission on issuance of order that directs insurance companies to pay policy compensation to consumers if the death of policy holder is caused by any disease that is happened to be a accident or unexpected event.

Usually insurance companies brings the policy holder under policy after checking medical records thoroughly at starting of policy.

If the policy holder falls in a disease after the starting date of policy that must be considered as an accident which happens unexpectedly  and is not planned in advance.

Therefore death claims related to this kind of disease should be honoured by the insurance companies.